insurance Archives - Black, Chapman, Petersen and Stevens

Employers shift disability insurance costs to workers and trim benefits

As many employers try to reduce costs, disability benefits are at the top of the list for cuts and reductions. Is your employer reducing your coverage? Employers are shifting disability insurance costs to workers and trimming or eliminating benefits. https://www.washingtonpost.com/national/health-science/employers-shift-disability-insurance-costs-to-workers-and-trim-benefits/2011/09/14/gIQAHptqfK_story.html?noredirect=on&utm_term=.397ae3367125

Farmers Insurance in hot water over PIP claims

This case involves personal injury protection (PIP) benefits offered by insurance policies written by Farmers. Both by statute and by contract, Farmers was obligated to pay “[a]ll reasonable and necessary expenses of medical, hospital, dental, surgical, ambulance and prosthetic services incurred within one year after the date of the person’s injury,” up to a certain … Read more

Insurance Companies Use “Colossus” To Assess Medical Records And Settle Claims

If your patient has a personal injury claim, there is a good chance that your medical records will be sifted for certain data to be fed into a computer. Insurance companies created and employ a program called “Colossus” which compares your patients claim against those of other accident victims across the country. This comparison is used too … Read more

Insurance Company Caught Using Bogus Medical Consultants’ Reports To Deny Benefits

Earlier this year, this office received several letters from State Farm with checks enclosed to pay medical bills denied to our clients as early as 1993. The denied medical benefits were “no fault” PIP benefits claimed by State Farm’s own insureds who were shocked by how their own insurance company was treating them. In the … Read more